Can You Transfer Points Between Chase Cards?

If you're a Chase cardholder, you've likely accumulated a healthy stash of Ultimate Rewards points. But have you ever wondered if you can transfer these points between your different Chase cards? The answer, unfortunately, is no. You cannot directly transfer points from one Chase card to another.

Why Can't I Transfer Points?

Chase's point transfer policy is designed to encourage you to use your points within the Ultimate Rewards ecosystem. This means that you can redeem your points for travel, cash back, gift cards, and other merchandise through Chase's partners, but you can't directly move them between your own cards.

Alternatives to Transferring Points

While you can't transfer points between Chase cards, there are a few alternatives that might achieve a similar goal:

• Combine Points: If you have multiple Chase cards that earn Ultimate Rewards, you can combine your points into a single account. This gives you a larger pool of points to redeem for bigger rewards.
• Transfer to Travel Partners: You can transfer your Ultimate Rewards points to a variety of airline and hotel partners, including United Airlines, Hyatt, and Southwest Airlines. This allows you to use your points for a wide range of travel options.
• Redeem for Cash Back: You can redeem your Ultimate Rewards points for cash back at a rate of 1 cent per point. This is a good option if you're not planning on using your points for travel.
• Use Points for Merchandise: Chase offers a variety of merchandise options that you can purchase with your Ultimate Rewards points, including electronics, appliances, and gift cards.

Transferring Points to Another Person

It's also important to note that you cannot transfer points to another person, even if they're also a Chase cardholder. Points are tied to your specific account and cannot be shared.

Maximize Your Rewards

While you can't transfer points directly between Chase cards, there are still many ways to maximize your rewards. By understanding the different ways to redeem your points and utilizing the benefits of the Ultimate Rewards program, you can make the most of your hard-earned points.